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Clear the Clutter/Stay Organized -Tip #3: Don't Clip Coupons - Download Them

From Payne to Gain Organizing is presenting a daily tip in January - Get Organized Month. Follow full blog at www.frompaynetogainorganizing.com

OK, so many of you know about my cash budget system for 2013, which I expect will be a real challenge at times given raising two growing boys...so for obvious reasons I'm looking for all kinds of way to save at the store. 

I tend to shop at Kroger for a variety of reasons but I love the card program since they MAIL the coupons to me and ONLY for the things I already buy as using the card helps track those things. 

I've always been a coupon user, but who has time to clip the coupons, and unless you are disciplined and have a system, many people don't have the coupons on them when needed or they expire before being used up. 

WELL NO LONGER! In my research on ways to save money and stay organized/on track in 2013, I have stumbled upon the DIGITAL COUPON program that Kroger runs. Many of us HAVE a Kroger Card BUT have you gone onto www.kroger.com and REGISTERED the card/set up and account? 

Well I did it last night in about 2 minutes AND then I was off and running.  You can download to your card up to a maximum of 150 eCoupons from various manufactures for ALL types of things. An easy search feature helps you navigate the items you are looking to find a coupon for and download. 

Once downloaded, as soon as you are at store/buy it/scan your card it will automatically be used at checkout. There are a couple of restrictions, such as you can't stack an eCoupon with another printed coupon and many can not be doubled BUT STILL they are there waiting on you!  

The Kroger Company has several stores in this program, such as King Soopers and Fry's, so no matter where you live you should be able to find a store if this sounds like a good program for you. 

Happy savings with less paper clutter = WIN.

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